Shik
Starship database: completed; History of Starfleet: done; website: probably never
Member # 343
posted
I got in an accident. Coming around a loop exit onto a road, I hit a patch of that melted/refrozen snow/ice shit that was left from the pisspoor excuse for plowing around here that was dusted with new snow & I smunched into a guardrail.
I'm OK...but Sheyja's hurt. The rundown: --Shattered front driver's side quarterpanel (I found only a small portion of it) --Cracked aft driver's side quarterpanel --Slightly bent hood --Bumper in need of a repaint --The blinker won't turn off when you turn right --Out of whack alignment --Forward passenger side wheel canted inward about 1 degree
I have to call my insurance tonight & play the hypothetical game. Then tomorrow, I wake up at 0500, shower, take the bus to work where I left my car, and then show up at Saturn when service opens at 0700, drag someone out, & say, "She's hurt. You're her doctor. Heal her. NOW."
Without the car...no work. Or not MUCH work. Tonight, I used the Lumina. Ugly annoying car made for tall people. I was higher off the road, but lower in the car...had to scrooch up to get to anything...kept hitting my body on various parts... annoying.
So. Yes.
-------------------- "The French have a saying: 'mise en place'—keep everything in its fucking place!"
Registered: Jun 2000
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posted
Okay... 1st off... you're fine? For sure? If you hurt at ALL, you're best off being checked. I thought I was fine after my accident, too... didn't even go to the dr. until 3 days later.... It was over six months before I could normally after that.
second, are you sure your insurance will cover it? Some companies get a little flaky on people in accidents that don't involve other drivers... be sure you're covered before you sign up for repairs, or you could be looking at a HUGE bill that could be made much smaller if coming out of pocket.....
Third, and just to warn you, make sureto come up with a "plan b" in case your car take a few weeks to be fixed... it IS the busy season for bodyshops right now, you know.... check on car rental insurance, if your company is being cool.... they may be willing to cover you for a few days, depending on the coverage you have.....
Let me know if I can help you with anything.... I know a fair amount about car accidents, insurance companies, and body work at this point in my life
I'm hoping for the best!!!!
~LOA
-------------------- "You are anal twattypoo who has ruined my good mood" PsyLiam to TSN May 01,2006.
Registered: Mar 1999
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Shik
Starship database: completed; History of Starfleet: done; website: probably never
Member # 343
posted
I am fine. Diagnostics all check out.
My company is not cool enough to pay jack SHIT.
I called the insurance company. they said 2-3 business days for an adjuster to do an inspection. That's 2-3 days too fucking long. My insurance looks to have a $500 deductible. I don't HAVE $500.But we'll see what the mechanicals are, if my Saturn plan covers it, & what that's about. Maybe I can get them to bill me...? I can pay it..just not all right now.
The bodywork's going to be like $2000, though. Probably. Ai ao...
-------------------- "The French have a saying: 'mise en place'—keep everything in its fucking place!"
Registered: Jun 2000
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posted
Damn, Shik! You just don't seem to be a very lucky fellow, do you...
I hope things get sorted out all right.
-MMoM
-------------------- The flaws we find most objectionable in others are often those we recognize in ourselves.
Registered: Jun 2001
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Saltah'na
Chinese Canadian, or 75% Commie Bastard.
Member # 33
posted
Hell gets crapped on you all at once, huh?
Did you see a fortune teller or a Tarot card reader or something?
-------------------- "And slowly, you come to realize, it's all as it should be, you can only do so much. If you're game enough, you could place your trust in me. For the love of life, there's a tradeoff, we could lose it all but we'll go down fighting...." - David Sylvian FreeSpace 2, the greatest space sim of all time, now remastered!
Registered: Mar 1999
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posted
I assume Sheyja is the name of your car, right? Because you had me worried that it was something important, like say a girlfriend or something...
-------------------- "Lotta people go through life doing things badly. Racing's important to men who do it well. When you're racing, it's life. Anything that happens before or after is just waiting."
-Steve McQueen as Michael Delaney, LeMans
Registered: Mar 1999
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Shik
Starship database: completed; History of Starfleet: done; website: probably never
Member # 343
posted
Yes, the car, & yes, the most important woman still in my life. She USED to be the #2 spot.
-------------------- "The French have a saying: 'mise en place'—keep everything in its fucking place!"
Registered: Jun 2000
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posted
$2000? Probably not the best news in the world, but it could be MUCH worse.....
Thoughts for getting it done cheaper:
Get estimates - LOTS of them. Big body shops, little body shops, Saturn dealership - all of them. If worst comes to worst, at least then you know you'll be getting the best possible price.
(What kind of car is it, anyway? S-series, or L-series? Year??) Do you know any mechanics? Or even people that are married to mechanics? If oyu do, see what they can tell you... then may just be able to hook ya up with a deal of some sort.
Better yet: Do you trust yourself with a screwdriver? If you're not going to go through insurance, call the local wrecking yards to see if you can get any of the body parts you need off of other wrecked cars. YOu may even get lucky enough to get the right color, and then it's a LOT cheaper to just have things mounted than it is to have the body shop find new ones, paint them, and do all their things.
Above all, just stay calm - hardest thing you'll ever have to do, but the last thing you need is an ulcer on top of everything else *hugs* Wish I was there - I'd fix the car for ya
~LOA
-------------------- "You are anal twattypoo who has ruined my good mood" PsyLiam to TSN May 01,2006.
Registered: Mar 1999
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posted
My former roommate's boyfriend and his buddies think computers are female and give them girl names. Makes sense, actually, if you think about how many guys are into them (no pun intended). But this is really not that uncommon if you look at all those European languages with gendered nouns.
Registered: Mar 1999
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Cartman
just made by the Presbyterian Church
Member # 256
Shik
Starship database: completed; History of Starfleet: done; website: probably never
Member # 343
posted
Filed the claim & just got the body shop estimate back--$3682. That includes mechanicals & cosmetics, about 30/70.
Good News --The insurance company seems to be accepting the claim. --If I give them all the money I have right now plus my paycheck, the deductible is paid. --The "big boss" offered me an advance on money to be paid back over a few checks. --The body shop is willing to work with me on the availability of the vehicle; that is to say, do the bent tie rod & alignment first to get her back in commission, then handle the cosmetics when all the pieces come in.
Bad News --I have to wait for the adjuster to show up within the next 24 to 48 hours. --I won't have a car before the end of the week. --When they DO do the cosmetics, it'll be 4 days out of commission until it's done.
[ January 06, 2003, 09:04: Message edited by: Shik ]
-------------------- "The French have a saying: 'mise en place'—keep everything in its fucking place!"
Registered: Jun 2000
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quote:Originally posted by Tora Ziyal: My former roommate's boyfriend and his buddies think computers are female and give them girl names. Makes sense, actually, if you think about how many guys are into them (no pun intended). But this is really not that uncommon if you look at all those European languages with gendered nouns.
Yes. Except that, well, computers aren't female. They are computers. And your former roomates boyfriend and his mates spent far too much time having Quake III sessions when they should have been down the coffee shop going "wahay!". Or something.
-------------------- Yes, you're despicable, and... and picable... and... and you're definitely, definitely despicable. How a person can get so despicable in one lifetime is beyond me. It isn't as though I haven't met a lot of people. Goodness knows it isn't that. It isn't just that... it isn't... it's... it's despicable.
Registered: Mar 1999
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posted
...and there is the basic substance of my arguement against having to do French. It is NOT female it is a TABLE!!!
Sorry. I don't have to do French anymore though. (...and there was much rejoicing... )
Hope it all works out OK Shik.
-------------------- "I am an almost extinct breed, an old-fashioned gentleman, which means I can be a cast-iron son-of-a-bitch when it suits me." --Jubal Harshaw
Registered: Feb 2002
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