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<table border="0" cellpadding="0" cellspacing="1" width="95%" align="center"> <tr bgcolor="#234c6f"><td> <table border="0" width="100%" cellpadding="4" cellspacing="1"> <tr bgcolor="#234c6f"> <td colspan="2" align="left"> <font size="3" color="#FFFFFF" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>T O P I C ��� R E V I E W</b> </font></td></tr> <tr bgcolor="#A3B9CC"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>Diane</b> <br /><small>Member # 53</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,16,22,55,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 16, 2000</span> <span class="timeformat-0">10:55 PM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> It's near voting time in California, and my Government teacher gave us this nice little project where we have to survey 200 people for their opinions on some propositions. I'd appreciate a lot if you guys can answer some questions for me.<P>Demographics--<BR>Gender:<BR>Age: <BR>Occupation: (pick one) <BR> Health Services <BR> Management <BR> Mechanical/Technical <BR> Professional <BR> Student <BR> Other _______________<BR>Ethnicity:<BR>Household Income:<BR>$10,000 or less <BR>$10,000-$20,000 <BR>$20,000-$30,000 <BR>$30,000-$40,000 <BR>$40,000-$50,000 <BR>$60,000 + <P>Do you own a car? <P>Questions:<BR>1) If I got into a car accident and the other person is at fault, I want the right to sue that person�s insurance company if they don�t pay my medical bills. (yes/no)<P>2) I would give up the ability to sue an insurance company if it keeps insurance rates down.<BR>(yes/no)<P>3) How long do you think insurance companies should have to settle a claim?<BR> 30 days <BR> 90 days <BR> 6 months <BR> 1 year <P>4) Do you think insurance companies should be penalized if they do not settle a claim within a<BR>pre-determined time period?<BR>(yes/no)<P>5) Do you think an uninsured motorist should have the right to sue in an accident if damages are incurred at the time?<BR>(yes/no)<P>6) Prop. 30: �Yes� vote approves, �No� vote rejects legislation restoring right to sue another person�s insurer for unfair claims settlement practices following judgement or award against other person; barring lawsuit if insurer agrees to arbitrate original claim against insured party. <BR>Fiscal Impact: Increase in state insurance gross premiums tax revenue, potentially several millions of dollars each year. Unknown net impact on state court costs. <b>I would vote</b>: <BR>(yes/no)<P>7) Prop. 31: A �Yes� vote approves, a �No� vote rejects statutory amendments limiting right of injured party to sue another�s insurer for unfair claims practices and exempting specified insurers under certain circumstances. <BR>Fiscal Impact: This proposition would have a fiscal impact only if Proposition 30 is approved. In this case, the proposition would not significantly affect the state and local fiscal impacts of Proposition 30. <b>I would vote</b>:<BR>(yes/no)<P>Comments: (if you have any)<P><BR>Thanks a lot. <br /> </font> </td></tr> <tr bgcolor="#E5EAEF"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>Aethelwer</b> <br /><small>Member # 36</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,16,23,49,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 16, 2000</span> <span class="timeformat-0">11:49 PM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <I>Demographics--</I><BR><I>Gender:</I> Male<BR><I>Age:</I> 17<BR><I>Occupation: (pick one) </I><BR>Student <BR><I>Ethnicity:</I> American/USA<BR><I>Household Income:</I><BR><I>$60,000 + </I><P><I>Do you own a car? </I><BR>In the most broadly defined use of the term "car," yes.<P><I>Questions:</I><BR><I>1) If I got into a car accident and the other person is at fault, I want the right to sue that person�s insurance company if they don�t pay my medical bills.</I><BR>Yes.<P><I>2) I would give up the ability to sue an insurance company if it keeps insurance rates down.</I><BR>No.<P><I>3) How long do you think insurance companies should have to settle a claim?</I><BR>90 days <P><I>4) Do you think insurance companies should be penalized if they do not settle a claim within a pre-determined time period?</I><BR>Yes.<P><I>5) Do you think an uninsured motorist should have the right to sue in an accident if damages are incurred at the time?</I><BR>Yes.<P><I>6) Prop. 30: �Yes� vote approves, �No� vote rejects legislation restoring right to sue another person�s insurer for unfair claims settlement practices following judgement or award against other person; barring lawsuit if insurer agrees to arbitrate original claim against insured party. Fiscal Impact: Increase in state insurance gross premiums tax revenue, potentially several millions of dollars each year. Unknown net impact on state court costs. I would vote:</I><BR>Yes.<P><I>7) Prop. 31: A �Yes� vote approves, a �No� vote rejects statutory amendments limiting right of injured party to sue another�s insurer for unfair claims practices and exempting specified insurers under certain circumstances. Fiscal Impact: This proposition would have a fiscal impact only if Proposition 30 is approved. In this case, the proposition would not significantly affect the state and local fiscal impacts of Proposition 30. I would vote:</I><BR>No.<P><I>Comments: (if you have any)</I><BR>I like surveys!<P>------------------<BR><A HREF="http://frankg.dgne.com/" TARGET=_blank>Frank's Home Page</A><BR>"This song is dedicated to everyone in the audience tonight...WITH ONE EYE!" - John Linnell <br /> </font> </td></tr> <tr bgcolor="#A3B9CC"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>Jeff Raven</b> <br /><small>Member # 20</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,16,23,59,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 16, 2000</span> <span class="timeformat-0">11:59 PM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> Demographics--<BR>Gender: Male<BR>Age: 20<BR>Occupation: Student <BR>Ethnicity: Caucasian<BR>Household Income: $10,000 or less <BR>Do you own a car? Yes<P>Questions:<BR>1) If I got into a car accident and the other person is at fault, I want the right to sue that person�s insurance company if they don�t pay my medical bills. Yes.<P>2) I would give up the ability to sue an insurance company if it keeps insurance rates down. No<P> 3) How long do you think insurance companies should have to settle a claim? 90 days <P>4) Do you think insurance companies should be penalized if they do not settle a claim within a pre-determined time period? Yes<P>5) Do you think an uninsured motorist should have the right to sue in an accident if damages are incurred at the time? Yes.<P>6) Prop. 30: �Yes� vote approves, �No� vote rejects legislation restoring right to sue another person�s insurer for unfair claims settlement practices following judgement or award against other person; barring lawsuit if insurer agrees to arbitrate original claim against insured party. Fiscal Impact: Increase in state insurance gross premiums tax revenue, potentially several millions of dollars each year. Unknown net impact on state court costs. I would vote: Yes.<P>7) Prop. 31: A �Yes� vote approves, a �No� vote rejects statutory amendments limiting right of injured party to sue another�s insurer for unfair claims practices and exempting specified insurers under certain circumstances. Fiscal Impact: This proposition would have a fiscal impact only if Proposition 30 is approved. In this case, the proposition would not significantly affect the state and local fiscal impacts of Proposition 30. I would vote: Yes.<P>Comments: What are the specific limitations mentioned in Prop. 31?<P>------------------<BR>"I don't want to achieve immortality through my work. I want to achieve it through not dying."<BR>Woody Allen<BR> <br /> </font> </td></tr> <tr bgcolor="#E5EAEF"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>Charles Capps</b> <br /><small>Member # 9</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,17,0,17,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 17, 2000</span> <span class="timeformat-0">12:17 AM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> Gender: M<BR>Age: 19<BR>Occupation: Student<BR>Ethnicity: Caucasian<BR>Household Income: $60k+<BR>I do not own a car.<BR>1) Yes<BR>2) No<BR>3) 30 days (if not sooner)<BR>4) Yes<BR>5) No<BR>6) Yes<BR>7) Yes<P>I've done research on 30 and 31... Despite the FUD spread by the insurance companies, I'm voting yes. <P>------------------<BR>"You shot him! You shot him dead!!"<BR>"Well, he was attacking me with a banana!" <br /> </font> </td></tr> <tr bgcolor="#A3B9CC"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>TSN</b> <br /><small>Member # 31</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,17,1,44,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 17, 2000</span> <span class="timeformat-0">01:44 AM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> Gender: male<BR>Age: ~18.77 years<BR>Occupation: student / part-time librarian<BR>Ethnicity: white<BR>Household Income: Uhh... I honestly don't know.<P><i>Do you own a car?</i><BR>Well, technically, my parents do. But we've got one that's mainly for me, so I suppose you can decide if that qualifies as a "yes" or "no".<P><i>1) If I got into a car accident and the other person is at fault, I want the right to sue that person�s insurance company if they don�t pay my medical bills.</i><P>Well, yeah. Otherwise, I'd be rather screwed, eh?<P><i>2) I would give up the ability to sue an insurance company if it keeps insurance rates down.</i><P>Not that the two should really have anything to do w/ each other, but, no, I wouldn't.<P><i>3) How long do you think insurance companies should have to settle a claim?</i><P>Well, a month would be nice, but I'll give them the benefit of the doubt, assume that they're busier than I would guess, and say 90 days.<P><i>4) Do you think insurance companies should be penalized if they do not settle a claim within a pre-determined time period?</i><P>Of course. Otherwise, what incentive do they have to pay up at all?<P><i>5) Do you think an uninsured motorist should have the right to sue in an accident if damages are incurred at the time?</i><P>Well, what were they doing driving w/o insurance to begin with?! I'm tempted to say "no on the grounds that they're an idiot", but I don't know precisely how the insurance racket works, so I might be missing something. If someone could fully explain the situation presented in this question, I might be able to formulate an answer.<P><i>6) Prop. 30: �Yes� vote approves, �No� vote rejects legislation restoring right to sue another person�s insurer for unfair claims settlement practices following judgement or award against other person; barring lawsuit if insurer agrees to arbitrate original claim against insured party. Fiscal Impact: Increase in state insurance gross premiums tax revenue, potentially several millions of dollars each year. Unknown net impact on state court costs. I would vote:</i><P>Huh? Can you run that by again in normal language? For one thing, what are "unfair claims settlement practices"? And, if there has already been "judgement or award against other person", why would you need to sue? Is this suggesting that the other person's insurance didn't pay up, or what?<P><i>7) Prop. 31: A �Yes� vote approves, a �No� vote rejects statutory amendments limiting right of injured party to sue another�s insurer for unfair claims practices and exempting specified insurers under certain circumstances. Fiscal Impact: This proposition would have a fiscal impact only if Proposition 30 is approved. In this case, the proposition would not significantly affect the state and local fiscal impacts of Proposition 30. I would vote:</i><P>Uh... Is this some sort of antithesis to the other proposition? Or am I just totally confused?<P><i>Comments:</i> I'm glad I don't work in the insurance business...<P>------------------<BR>Lisa: "A rose by any other name would smell as sweet."<BR>Bart: "Not if you called them 'stench blossoms'..."<BR>-<I>The Simpsons</I> <br /> </font> </td></tr> <tr bgcolor="#E5EAEF"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>Dat</b> <br /><small>Member # 302</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,17,2,38,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 17, 2000</span> <span class="timeformat-0">02:38 AM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> Demographics--<BR> Gender: Male<BR> Age: 20<BR> Occupation: Student <BR> Ethnicity: Chinese American<BR> Household Income: certainly less than 10 grand 'cause I don't work!<BR> Do you own a car? unfortunately...no<P> Questions:<BR> 1) If I got into a car accident and the other person is at fault, I want the<BR> right to sue that person�s insurance company if they don�t pay my medical<BR> bills. (yes/no)<BR> <BR> Hell yes!<P> 2) I would give up the ability to sue an insurance company if it keeps<BR> insurance rates down.<BR> (yes/no)<P> Don't know...maybe yes.<P> 3) How long do you think insurance companies should have to settle a<BR> claim?<BR> <BR> 30 days <BR> 90 days <BR> preferably 60 days<BR> <BR> 4) Do you think insurance companies should be penalized if they do not<BR> settle a claim within a pre-determined time period?<BR> (yes/no)<P> yes<P> 5) Do you think an uninsured motorist should have the right to sue in an<BR> accident if damages are incurred at the time?<BR> (yes/no)<BR> <BR> NO! Should not even be driving in the first place!<P> 6) Prop. 30: �Yes� vote approves, �No� vote rejects legislation restoring<BR> right to sue another person�s insurer for unfair claims settlement practices following judgement or award against other person; barring lawsuit if insurer agrees to arbitrate original claim against insured party. <BR> Fiscal Impact: Increase in state insurance gross premiums tax revenue,<BR> potentially several millions of dollars each year. Unknown net impact on state court costs. I would vote: <BR> (yes/no)<P>To hell with all the formatting...I vote No<BR> 7) Prop. 31: A �Yes� vote approves, a �No� vote rejects statutory<BR> amendments limiting right of injured party to sue another�s insurer for<BR> unfair claims practices and exempting specified insurers under certain<BR> circumstances. <BR> Fiscal Impact: This proposition would have a fiscal impact only if<BR> Proposition 30 is approved. In this case, the proposition would not<BR> significantly affect the state and local fiscal impacts of Proposition 30. I<BR> would vote:<BR> (yes/no)<BR>Yes<P> Comments: (if you have any)<BR>None<P>------------------<BR>7 alarm clock: "Do not touch me."<BR>Dilbert: "Then how do I turn you off?"<BR>7: "Believe me, I am plenty turned off." <br /> </font> </td></tr> <tr bgcolor="#A3B9CC"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>First of Two</b> <br /><small>Member # 16</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,17,11,8,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 17, 2000</span> <span class="timeformat-0">11:08 AM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> Gender: Male<BR>Age: 28<BR>Occupation: Professional (Librarian)<BR>Ethnicity: Euromutt<BR>Household Income: $10,000-$20,000 <BR>Do you own a car? Yes<P> Questions:<BR>1)Yes<BR>2)No<BR>3)90 days <BR>4)Yes<BR>5)No<BR>6)Yes<BR>7)No<P>Comments: Today, I am wearing blue. (nobody said it had to be a RELEVANT comment)<BR><P>------------------<BR>"Nobody knows this, but I'm scared all the time... of what I might do, if I ever let go." -- Michael Garibaldi<P> <br /> </font> </td></tr> <tr bgcolor="#E5EAEF"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>Elim Garak</b> <br /><small>Member # 14</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,17,18,14,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 17, 2000</span> <span class="timeformat-0">06:14 PM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> (You probably can't count me because of my nationality, but I enjoy surveys. <IMG SRC="http://flare.solareclipse.net/biggrin.gif">)<P><I>Demographics--</I><BR><I>Gender:</I> Male<BR><I>Age:</I> 16<BR><I>Occupation:</I>Student <BR><I>Ethnicity:</I> Canadian, if that's what you mean (Caucasian otherwise)<BR><I>Household Income:</I> No clue.<P><I>Do you own a car? </I> Not me, no. But there's one owned by my parents that is... uh, "designated" for me.<P><I>Questions:</I><BR><I>1) If I got into a car accident and the other person is at fault, I want the right to sue that person�s insurance company if they don�t pay my medical bills.</I><BR>Yes.<P><I>2) I would give up the ability to sue an insurance company if it keeps insurance rates down.</I><BR>Probably not.<P><I>3) How long do you think insurance companies should have to settle a claim?</I><BR>90 days.<P><I>4) Do you think insurance companies should be penalized if they do not settle a claim within a pre-determined time period?</I><BR>Oh, yes.<P><I>5) Do you think an uninsured motorist should have the right to sue in an accident if damages are incurred at the time?</I><BR>Well, if they're uninsured, that's their problem. No.<P><I>6) Prop. 30: �Yes� vote approves, �No� vote rejects legislation restoring right to sue another person�s insurer for unfair claims settlement practices following judgement or award against other person; barring lawsuit if insurer agrees to arbitrate original claim against insured party. Fiscal Impact: Increase in state insurance gross premiums tax revenue, potentially several millions of dollars each year. Unknown net impact on state court costs. I would vote:</I><BR>Yes.<P><I>7) Prop. 31: A �Yes� vote approves, a �No� vote rejects statutory amendments limiting right of injured party to sue another�s insurer for unfair claims practices and exempting specified insurers under certain circumstances. Fiscal Impact: This proposition would have a fiscal impact only if Proposition 30 is approved. In this case, the proposition would not significantly affect the state and local fiscal impacts of Proposition 30. I would vote:</I><BR>Dunno.<P><I>Comments: </I> Fun. Yes. <br /> </font> </td></tr> <tr bgcolor="#A3B9CC"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>Diane</b> <br /><small>Member # 53</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,18,23,26,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 18, 2000</span> <span class="timeformat-0">11:26 PM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> TSN: Goddamnit, would you just give a yes or no on those last three? <IMG SRC="http://flare.solareclipse.net/smile.gif"><P><BR>I just need 12 more to meet my quota...<P>By the way, I don't care if you don't live in the U.S. This isn't a scientific poll to begin with. <IMG SRC="http://flare.solareclipse.net/wink.gif"><P><BR>------------------<BR>"One more day before the storm<BR>At the barricades of freedom!<BR>When our ranks begin to form<BR>Will you take your place with me?"<BR>--Enjolras, "One Day More," Les Miserables<p>[This message has been edited by Tora Ziyal (edited February 18, 2000).] <br /> </font> </td></tr> <tr bgcolor="#E5EAEF"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>TSN</b> <br /><small>Member # 31</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,19,1,41,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 19, 2000</span> <span class="timeformat-0">01:41 AM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> Ziyal: I'd love to, but, as I pointed out, I don't fully understand the questions...<P>------------------<BR>Jay Leno: "In the story of 'Jack and the Beanstalk', what did the goose lay?"<BR>"Bosco": "Everybody."<BR>-<I>The Tonight Show</I>, "Jaywalking" <br /> </font> </td></tr> <tr bgcolor="#A3B9CC"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>Jay the Obscure</b> <br /><small>Member # 19</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,19,9,20,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 19, 2000</span> <span class="timeformat-0">09:20 AM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> Gender: Male<BR>Age: 32<BR>Occupation: Bull Fighter / Professional<BR>Ethnicity: Euromutt (that seems to fit me too, thanks First)<BR>Household Income: $20,000-$30,000 <BR>Do you own a car? Yes<P>Questions:<BR>1) Yes<BR>2) No<BR>3) No set legislated period. That's why we have the right to sue. <BR>4) No. See above about the right to sue.<BR>5) Yes<BR>6) Yes<BR>7) No<P>Comments: May the California initiative system die a horrid slow death.<P>------------------<BR>Ohh, so Mother Nature needs a favor? Well maybe she should have thought of that when she was besetting us with droughts, and plagues and poison monkeys. Nature started the fight for survival and now she wants to quit because she's losing...well I say "Hard Cheese"!<BR>~C. Montgomery Burns<P> <br /> </font> </td></tr> <tr bgcolor="#E5EAEF"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>PsyLiam</b> <br /><small>Member # 73</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,19,10,42,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 19, 2000</span> <span class="timeformat-0">10:42 AM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <I>Demographics--</I><BR><I>Gender:</I> Male<BR><I>Age:</I> 20<BR><I>Occupation: (pick one) </I><BR>Student/Part-time data inputter <BR><I>Ethnicity:</I> Caucassian/English<BR><I>Household Income:</I><BR>(I live in a student house, so we're not talking much here, and it's in �'s remember...) <BR>Counting loans: �10,000-�20,000.<BR>Not Counting loans: � -�10,000<P><BR><I>Do you own a car? </I><BR>Yes.<P><I>Questions:</I><BR><I>1) If I got into a car accident and the other person is at fault, I want the right to sue that person�s insurance company if they don�t pay my medical bills.</I><BR>Yes.<P><I>2) I would give up the ability to sue an insurance company if it keeps insurance rates down.</I><BR>No.<P><I>3) How long do you think insurance companies should have to settle a claim?</I><BR>6 months<P><I>4) Do you think insurance companies should be penalized if they do not settle a claim within a pre-determined time period?</I><BR>Yes.<P><I>5) Do you think an uninsured motorist should have the right to sue in an accident if damages are incurred at the time?</I><BR>No.<P><I>6) Prop. 30: �Yes� vote approves, �No� vote rejects legislation restoring right to sue another person�s insurer for unfair claims settlement practices following judgement or award against other person; barring lawsuit if insurer agrees to arbitrate original claim against insured party. Fiscal Impact: Increase in state insurance gross premiums tax revenue, potentially several millions of dollars each year. Unknown net impact on state court costs. I would vote:</I><BR>Yes.<P><I>7) Prop. 31: A �Yes� vote approves, a �No� vote rejects statutory amendments limiting right of injured party to sue another�s insurer for unfair claims practices and exempting specified insurers under certain circumstances. Fiscal Impact: This proposition would have a fiscal impact only if Proposition 30 is approved. In this case, the proposition would not significantly affect the state and local fiscal impacts of Proposition 30. I would vote:</I><BR>No.<P><I>Comments: (if you have any)</I><BR>I agree with TSN. What the flipping bejesums are 6 and 7 about? Or are we suppossed to be so drowned in legal flibble that we just pick whatever box is the nicest colour?<BR><P>------------------<BR>"Sorry Wendy, I just can't trust something that bleeds for five days and doesn't die."<P><I>Mr Garrison</I><P><BR> <br /> </font> </td></tr> <tr bgcolor="#A3B9CC"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>Mikey T</b> <br /><small>Member # 144</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,19,12,0,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 19, 2000</span> <span class="timeformat-0">12:00 PM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> Demographics--<BR>Gender: Male<BR>Age: 18<BR>Occupation: student/ houseboy<BR>Ethnicity: Filipino<BR>Household Income:<BR>$40,000-$50,000 <P>Do you own a car? <BR>In Los Angeles you'll need one, so yes<P>Questions:<BR>1) If I got into a car accident and the other person is at fault, I want the right to sue that person�s insurance company if they don�t pay my medical bills. <BR>yes<P>2) I would give up the ability to sue an insurance company if it keeps insurance rates down.<BR>no<P>3) How long do you think insurance companies should have to settle a claim?<BR>30 days <P>4) Do you think insurance companies should be penalized if they do not settle a claim within a<BR>pre-determined time period?<BR>yes<P>5) Do you think an uninsured motorist should have the right to sue in an accident if damages are incurred at the time?<BR>no, only when hell freezes over!!!<P>6) Prop. 30: �Yes� vote approves, �No� vote rejects legislation restoring right to sue another person�s insurer for unfair claims settlement practices following judgement or award against other person; barring lawsuit if insurer agrees to arbitrate original claim against insured party. <BR>Fiscal Impact: Increase in state insurance gross premiums tax revenue, potentially several millions of dollars each year. Unknown net impact on state court costs. I would vote: <BR>no<P>7) Prop. 31: A �Yes� vote approves, a �No� vote rejects statutory amendments limiting right of injured party to sue another�s insurer for unfair claims practices and exempting specified insurers under certain circumstances. <BR>Fiscal Impact: This proposition would have a fiscal impact only if Proposition 30 is approved. In this case, the proposition would not significantly affect the state and local fiscal impacts of Proposition 30. I would vote:<BR>no<P>Okay Tora, have you heard about Prop. 22? What is that all about?<BR><P>------------------<BR>"Life's a bitch, then you die"<BR>-USS Vanderbilt, Vanderbuilt Class starship<BR> <br /> </font> </td></tr> <tr bgcolor="#E5EAEF"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>Saltah'na</b> <br /><small>Member # 33</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,19,17,0,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 19, 2000</span> <span class="timeformat-0">05:00 PM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> Gender: Male<BR>Age: 22<BR>Occupation: P/T Student P/T Freelancer<BR>Ethnicity: Chinese-Canadian<BR>Household Income: Parents probably make a combined $100K. My personal income is around $10K.<BR>Do I own a car: Only When Pigs Fly.<P>Questions:<BR>1) Definitely Yes<BR>2) Nope. Keeping rates down is beside the point.<BR>3) 90 days seems accurate.<BR>4) Yes. But within reason.<BR>5) No. Up here, it IS illegal to drive without insurance. Driving without insurance should effectively remove their rights to claim damages from an accident.<BR>6) Yes. Rates won't go up if the Insurance companies clean up their act.<BR>7) Yes. But depends on what the special circumstances are.......<P>Comments: This is Canada so the insurance system up here may not be the same as in down there.<BR><P>------------------<BR>"My Name is Elmer Fudd, Millionaire. I own a Mansion and a Yacht."<BR>Psychiatrist: "Again."<BR> <br /> </font> </td></tr> <tr bgcolor="#A3B9CC"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>Orion Syndicate</b> <br /><small>Member # 25</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,21,13,4,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 21, 2000</span> <span class="timeformat-0">01:04 PM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> Gender: Male<BR>Age: 21<BR>Occupation: Student<BR>Ethnicity: Kashmiri/Muslim<BR>Household Income: Probably �0 - �10,000 p.a with loans and grants.<P>Do I own a car: Alas, no.<P>1) Yes<BR>2) No<BR>3) 90 days<BR>4) If they can't provide a suitable reason, then yes, otherwise no.<BR>5) No<BR>6) No<BR>7) Just for the sake of answering, No. However, I don't fully understand the question.<P>Other comments: Part of my job involves insurance claims. Make of that what you will.<P>Secondly, questions 6 and 7 are very confusing. I managed to get No 6, but 7 went straight over my head.<P>------------------<BR>Democracy simply means the bludgeoning of the people, by the people and for the people.<P><BR> <br /> </font> </td></tr> <tr bgcolor="#E5EAEF"> <td valign="top" width="18%"> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <b>Kosh</b> <br /><small>Member # 167</small> </font></td> <td width="82%"> <font size="2" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> <img src="https://flare.solareclipse.net/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.write(timestamp(new Date(2000,1,22,12,5,0), dfrm, tfrm, 0, 0, 0, 0)); </script><noscript><span class="dateformat-0">February 22, 2000</span> <span class="timeformat-0">12:05 PM</span></noscript><hr /> </font> <font size="3" face="Trebuchet MS, Verdana, Helvetica, sans-serif"> Male<BR>39<BR>Office Assistant<BR>10,000-20,000<BR>I own a car<BR>1. yes<BR>2. No<BR>3. 90 days<BR>4. yes<BR>5. <B>NO</B><BR>6. yes<BR>7. yes<BR> It is illeagal to drive without insurance in West Virginia, yet we have uninsured drivers as part of our insurance.<BR>Left one out. I'm a white boy, with Scottish ancestors.<BR>------------------<BR><B>Fool of a Took, throw yourself in next time!!<BR> Gandalf </B><P><BR><p>[This message has been edited by Kosh (edited February 25, 2000).] <br /> </font> </td></tr> </table></td></tr></table> <br /> <br />
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