This is topic GAAAAHHHHHHHH!!!!!! in forum Officers' Lounge at Flare Sci-Fi Forums.


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Posted by Shik (Member # 343) on :
 
Some jackass sheared off my rear bumper at work today. I was pulling out of the space--JUST let my foot off the brake--& he shot behind me & took it off. I hadn't moved but 6 inches. My insurance company is telling me they might not pay for repairs because I was using the car for work. Work won't pay. I don't have the money & I JUST finished paying off the advance from the LAST one.

But SOMEBODY is gonna pay one way or the other. And it's NOT gonna be me.

I don't need this right now. I don't. I don't. I don't have enough money for anything else. I don't have enough for the past 2 months RENT much less this or even an ATTORNEY.

I'm almost done screaming & yelling & killing the world. All I want to do now is go break down somewhere & have a good long cry.
 

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Posted by TSN (Member # 31) on :
 

"My insurance company is telling me they might not pay for repairs because I was using the car for work."

Is there something more to this that I'm not getting? I don't see why they could refuse to pay simply because you were at work.
 

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Posted by Saltah'na (Member # 33) on :
 
If he told the insurance company that the car was for personal use and not for work use, then they could get out of it that way.
 

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Posted by LOA (Member # 49) on :
 
1) Are you okay?

2) Have you taken pictures? LOTS of pictures... document it from ALL angles.

3) Do you know who did it, or any idea what the car looked like/ license plate?

4) Did you document it with the owners of the parking lot it happened in?

and 5) Did you file a police report? You usually only have 24 hours to do so, meaning that if you didn't yet, you should get on it - preserve your rights. It may help you in the long run......

Sorry.... having been in a lot of accidents myself, I just wanted to make sure you were doing everything you can to cover your ass, and potentially help you to make someone else pay for the damages.

Let me know if I can help - Car Accident Queen here, and all

Sorry to hear about your misfortune..... I'm here for ya....

~LOA

PS~ If you have pictures, can you post a few? I'm curious how bad the damage is - if it's not too bad, it may be easier to fix than you'd think (and less expensive!) Hang in there!
 

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Posted by Shik (Member # 343) on :
 

quote:

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Originally posted by LOA:
1) Are you okay?

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quote:

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2) Have you taken pictures? LOTS of pictures... document it from ALL angles.

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quote:

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3) Do you know who did it, or any idea what the car looked like/ license plate?

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quote:

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4) Did you document it with the owners of the parking lot it happened in?

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quote:

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5) Did you file a police report? You usually only have 24 hours to do so, meaning that if you didn't yet, you should get on it - preserve your rights. It may help you in the long run......

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