posted
What are you? 90? Why don't you keep your money under your bed, away from the man? And then, I dunno, shoot some musketeers. Or something,
-------------------- Yes, you're despicable, and... and picable... and... and you're definitely, definitely despicable. How a person can get so despicable in one lifetime is beyond me. It isn't as though I haven't met a lot of people. Goodness knows it isn't that. It isn't just that... it isn't... it's... it's despicable.
Registered: Mar 1999
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posted
I know we've had problems in the past with various companies "losing" our payment and telling us we have to pay it again. It's nice to have that proof of a cancelled check that you can wave in their face.
quote:I like having something that I can hold in my hand that shows I paid the bill.
??? Again Aban, what about your statement of account? That's perfect physical proof of your transaction. What would you need the check for? And BTW, if you pay by check, you hand in the check to the one you owe money. They lose the check - where's your physical proof?
Well, perhaps whe "Old Europeans" are more modern than some would like to admit...
Like PsyLiam said, checks are for grannies who also keep their money under their pillow at night. And even they hardly use checks anymore. Actually, here most companys don't even accept checks anymore...
-------------------- Lister: Don't give me the "Star Trek" crap! It's too early in the morning. - Red Dwarf "The Last Day"
Registered: Nov 1999
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posted
I only write checks for the monthly rent. My apartment's owner is pretty bitchy and can scarcely speak english, so communication issues with her somehow debiting a card or my account would be best avoided.
Besides, it often gives me a grace period between the time I give her the check and when she actually goes to the back (sometimes a couple of weeks even!).
-------------------- Justice inclines her scales so that wisdom comes at the price of suffering. -Aeschylus, Agamemnon
Registered: Aug 2002
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"I know we've had problems in the past with various companies 'losing' our payment and telling us we have to pay it again."
I can only imagine that being a problem if you paid with cash. In which case, that's your own fault.
If you paid with a debit/check card of some sort, the bank should have a record of the transaction. If they do, you've got your proof. If they don't, you haven't lost any money, because, as far as the bank is concerned, there was no transaction. Unless the bank just says "yeah, there's $50 missing from your account, but hell if we know where it went". In that case, get a new bank.
Registered: Mar 1999
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posted
It's not so much arguments against cheques as the fact that the "I don't trust banks" argument is exactly the same as those used by old people to explain why they don't use cash machines, or why they keep all their money in a pillow. It just seems a bit obselete. You have a statement. That's your proof.
Plus, I hate cheques for exactly the opposite reason Jason jsut said. You write someone a cheque, forget about it, look at your account 3 weeks later and think "coo, I've got �100 spare, maybe I'll go and import some Japanese Transformers." And then you check again a week later and suddenly your bank is ringing you up because the stupid idiot you gave the �250 cheque to has only just cashed it and now people want to break your thumbs.
Hypothetically.
Remember when we used to have arguments over school and exams and Charles and stuff?
-------------------- Yes, you're despicable, and... and picable... and... and you're definitely, definitely despicable. How a person can get so despicable in one lifetime is beyond me. It isn't as though I haven't met a lot of people. Goodness knows it isn't that. It isn't just that... it isn't... it's... it's despicable.
Registered: Mar 1999
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posted
Yeah, but we have evolved now to the point where we are actually discussing MEANINGFUL things...
-------------------- Lister: Don't give me the "Star Trek" crap! It's too early in the morning. - Red Dwarf "The Last Day"
Registered: Nov 1999
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quote:Originally posted by PsyLiam: Plus, I hate cheques for exactly the opposite reason Jason jsut said. You write someone a cheque, forget about it, look at your account 3 weeks later and think "coo, I've got �100 spare, maybe I'll go and import some Japanese Transformers." And then you check again a week later and suddenly your bank is ringing you up because the stupid idiot you gave the �250 cheque to has only just cashed it and now people want to break your thumbs.
I've run into that with my checkcard though: turns out that a vendor (at a store) can swipe your card through the reader while you're there, give you your reciept but not actually process the transaction for many days.
I use Bank of America and their policy is, any debits to an account have to be processed within a certain time period (48 hrs I think) or those funds return to your account.
So, you can still have some charge looming dispite having made your transaction days ago and dispite whatever it says on your onling statement.
After getting shafted this way, I was told by a rather haughty phone agent of BofA that the only way to verify my account's real balance was to use a tiny check registry and hand-write all my transactions in there for each purchase.
So much for high-tech.
-------------------- Justice inclines her scales so that wisdom comes at the price of suffering. -Aeschylus, Agamemnon
Registered: Aug 2002
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posted
The problem isn't when it happens over the past few days. It's when it's a month that I financially collapse.
-------------------- Yes, you're despicable, and... and picable... and... and you're definitely, definitely despicable. How a person can get so despicable in one lifetime is beyond me. It isn't as though I haven't met a lot of people. Goodness knows it isn't that. It isn't just that... it isn't... it's... it's despicable.
Registered: Mar 1999
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quote:I was told by a rather haughty phone agent of BofA that the only way to verify my account's real balance was to use a tiny check registry and hand-write all my transactions in there for each purchase.
ROFL
If any bank showed such incompetence here, it would be out of business in no time.
-------------------- Lister: Don't give me the "Star Trek" crap! It's too early in the morning. - Red Dwarf "The Last Day"
Registered: Nov 1999
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posted
Bank 1 has managed to stay in business in this country for awhile and I never had anything but problems with them while I had an account there in college. DO NOT USE BANK 1!!
Imagination was not running high the day the financial institutions got together and thought "gee, why don't we make some buildings to put things in", was it?
-------------------- Yes, you're despicable, and... and picable... and... and you're definitely, definitely despicable. How a person can get so despicable in one lifetime is beyond me. It isn't as though I haven't met a lot of people. Goodness knows it isn't that. It isn't just that... it isn't... it's... it's despicable.
Registered: Mar 1999
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